Rahn+Bodmer Co. - Conditions

Execution

Execution only mandate

Our services

Technical management and safe custody of your assets
General information on individual investments or financial instruments
Trading and settlement of your orders for all common financial instruments
Use of the e-Banking service of Rahn+Bodmer Co.

Administration fee

This fee includes: account management fees, custody account fees, external custody account fees, commissions on bond redemptions, coupon and dividend payments ex custody account, commissions for splits and name changes.

Up to	1,000,000.00	0.35 %
Over	1,000,000.00	0.33 %
Over	2,000,000.00	0.31 %
Over	3,000,000.00	0.29 %
Over	5,000,000.00	0.26 %
Over	10,000,000.00	0.24 %

In CHF, p. a.

Minimum fee: CHF 250.00 per quarter

For physical positions (without valuation or valued at 0), we charge CHF 100.00 p.a.
For non-physical positions (without valuation or valued at 0 or pro memoria), we charge CHF 20.00 p.a.
Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.
Fees are charged at the end of the quarter based on the average value of the portfolio in that period.

Other banking services

For the following special services, a surcharge of 20 % is added to the administration fee:

Special account management (e.g. numbered accounts)
Trusts and domiciliary companies
Usufruct
Dormant accounts
UK resident but non domiciled

To cover regulatory expenses for contractual relationships with a domicile outside Switzerland (exception: Principality of Liechtenstein), a surcharge of CHF 500.00 per year is applied (cross-border fee).

Advisory

Investment advisory mandate

Our services

Execution only mandate for basic banking services
Individual advice exclusively on individual investments, without consideration of the composition of your portfolio
Assessments of the financial markets and individual investments by our experts
Investment discussions with your personal client advisor as required

Advisory fee

Up to	1,000,000.00	0.20 %
Over	1,000,000.00	0.16 %
Over	2,000,000.00	0.14 %
Over	3,000,000.00	0.12 %
Over	5,000,000.00	0.08 %
Over	10,000,000.00	0.06 %

In CHF, p. a.

Minimum fee: CHF 150.00 per quarter

The advisory fee is charged in addition to the administration fee.
Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.
Fees are charged at the end of the quarter based on the average value of the portfolio in that period.

Portfolio advisory mandate

Our services

Execution only mandate for basic banking services
Preparation of your personal risk profile according to objective and subjective considerations
Agreement on your personal investment strategy
Individual advice on individual investments, taking into account your existing portfolio and with a focus on the investment strategy agreed with us
Presentation of tailored investment proposals adapted to your investment strategy
Periodic review of your portfolio in terms of compliance with your investment strategy
Periodic investment review
Assessments of the financial markets and individual investments by our experts
Periodic portfolio and strategy meetings with your personal client advisor

Advisory fee

Up to	1,000,000.00	0.75 %
Over	1,000,000.00	0.64 %
Over	2,000,000.00	0.61 %
Over	3,000,000.00	0.54 %
Over	5,000,000.00	0.52 %
Over	10,000,000.00	0.50 %

In CHF, p. a.

Minimum fee: CHF 300.00 per quarter

The advisory fee is charged in addition to the administration fee.
Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.
Fees are charged at the end of the quarter based on the average value of the portfolio in that period.

Asset management

Asset management mandate

Our services

Execution only mandate for basic banking services
Preparation of your personal risk profile according to objective and subjective considerations
Agreement on your personal investment strategy
Systematic monitoring of your portfolio
Asset management that takes into account your investment strategy, resulting in prompt implementation of the investment decisions made by our experts
Periodic investment review
Periodic portfolio and strategy meetings with your personal client advisor

Option A

Asset management all-in fee
This fee includes: administration fee, asset management fee, Bank commissions for stock-exchange, issue, money-market and precious-metals transactions and fees for preparation of the Swiss tax report. All commissions and fees not mentioned above are excluded, in particular the foreign exchange margin as well as third-party commissions, third-party fees and taxes.

Fixed income

Up to	1,000,000.00	1.00 %
Over	1,000,000.00	0.95 %
Over	2,000,000.00	0.90 %
Over	3,000,000.00	0.85 %
Over	5,000,000.00	0.75 %
Over	10,000,000.00	0.60 %

In CHF, p. a.

Income

Up to	1,000,000.00	1.20 %
Over	1,000,000.00	1.15 %
Over	2,000,000.00	1.09 %
Over	3,000,000.00	1.03 %
Over	5,000,000.00	0.91 %
Over	10,000,000.00	0.75 %

In CHF, p. a.

Balanced

Up to	1,000,000.00	1.35 %
Over	1,000,000.00	1.29 %
Over	2,000,000.00	1.23 %
Over	3,000,000.00	1.13 %
Over	5,000,000.00	0.99 %
Over	10,000,000.00	0.81 %

In CHF, p. a.

Growth

Up to	1,000,000.00	1.50 %
Over	1,000,000.00	1.44 %
Over	2,000,000.00	1.38 %
Over	3,000,000.00	1.25 %
Over	5,000,000.00	1.07 %
Over	10,000,000.00	0.87 %

In CHF, p. a.

Equities

Up to	1,000,000.00	1.60 %
Over	1,000,000.00	1.54 %
Over	2,000,000.00	1.47 %
Over	3,000,000.00	1.33 %
Over	5,000,000.00	1.13 %
Over	10,000,000.00	0.92 %

In CHF, p. a.

Equity pure

Up to	1,000,000.00	1.60 %
Over	1,000,000.00	1.54 %
Over	2,000,000.00	1.47 %
Over	3,000,000.00	1.33 %
Over	5,000,000.00	1.13 %
Over	10,000,000.00	0.92 %

In CHF, p. a.

Minimum fee: CHF 1,000.00 per quarter

Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.
Fees are charged at the end of the quarter based on the average value of the portfolio in that period.

Option B

Asset management fee

From	1,000,000.00	0.64 %
Over	2,000,000.00	0.61 %
Over	3,000,000.00	0.54 %
Over	5,000,000.00	0.52 %
Over	10,000,000.00	0.50 %

In CHF, p. a.

Minimum fee: CHF 300.00 per quarter

The asset management fee is charged in addition to the administration fee.
Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.
Fees are charged at the end of the quarter based on the average value of the portfolio in that period.
The asset management fee is available for assets totalling CHF 1,000,000.00 or more.

Transactions

Transactions in general

If transactions cannot be executed in a standard manner, the Bank is entitled to bill the additional outlay separately and to collect a surcharge of up to 100 % on the respective fees. This applies in particular if special contracts, subscription forms or other documents are necessary for execution.

The fees indicated always apply for the entire order or the entire gross value. In securities trading, partial executions are regarded as separate orders.

Securities trading

Bonds – transactions worldwide

Order size

Up to	50,000.00	0.55 %
Over	50,000.00	0.48 %
Over	100,000.00	0.42 %
Over	150,000.00	0.35 %
Over	200,000.00	0.30 %
Over	250,000.00	0.23 %
Over	350,000.00	0.19 %
Over	500,000.00	0.15 %

In CHF

Minimum fee: CHF 80.00 per transaction

Equities – transactions in Switzerland

(as well as similar securities, listed collective investment schemes, warrants, option certificates and structured products)

Order size

Up to	50,000.00	0.75 %
Over	50,000.00	0.70 %
Over	100,000.00	0.60 %
Over	150,000.00	0.53 %
Over	200,000.00	0.46 %
Over	250,000.00	0.38 %
Over	350,000.00	0.32 %
Over	500,000.00	0.28 %

In CHF

Minimum fee: CHF 80.00 per transaction

Equities – transactions outside Switzerland

(as well as similar securities, listed collective investment schemes, warrants and option certificates)

Europe/North America*
Order size

Up to	50,000.00	1.20 %
Over	50,000.00	1.15 %
Over	100,000.00	1.05 %
Over	150,000.00	0.98 %
Over	200,000.00	0.91 %
Over	250,000.00	0.83 %
Over	350,000.00	0.75 %
Over	500,000.00	0.70 %

In CHF

Rest of the world*
Order size

Up to	50,000.00	1.50 %
Over	50,000.00	1.45 %
Over	100,000.00	1.35 %
Over	150,000.00	1.28 %
Over	200,000.00	1.21 %
Over	250,000.00	1.13 %
Over	350,000.00	1.05 %
Over	500,000.00	1.00 %

In CHF

Net transactions
Order size

Up to	50,000.00	0.75 %
Over	50,000.00	0.70 %
Over	100,000.00	0.60 %
Over	150,000.00	0.53 %
Over	200,000.00	0.46 %
Over	250,000.00	0.38 %
Over	350,000.00	0.32 %
Over	500,000.00	0.28 %

In CHF

Minimum fee: CHF 120.00 for gross transactions, per transaction
Minimum fee: CHF 80.00 for net transactions, per transaction

* Foreign, third-party commissions are already included.

Collective investment schemes (unlisted) and private placements, venture capital, partnerships

Order size

Up to	100,000.00	1.25 %
Over	100,000.00	1.20 %
Over	150,000.00	1.15 %
Over	200,000.00	1.10 %
Over	250,000.00	1.05 %
Over	350,000.00	1.025 %
Over	500,000.00	1.00 %

In CHF

We generally charge 0.20 % for money-market funds.

Minimum fee: CHF 120.00

Small transactions

For transactions with a gross value below CHF 800.00, the commission is a maximum of 10 % of the gross value.

Commission for the exercise of warrants and traded options

For the exercise of warrants and traded options, the approaches used for transactions in Switzerland are applied on the equities side. The fee applies to Swiss and foreign equities.

Derivatives

Traded options

Transactions on the Eurex
Generally 1.00 % of the premium value
Minimum fee: CHF 100.00

Transactions on other stock exchanges
Generally 1.50 % of the premium value
Minimum fee: CHF 150.00

Financial futures

All stock exchanges	Round-turn commission (commission is charged at opening)
Up to 10 contracts	CHF 50.00 per contract
11 to 25 contracts	CHF 40.00 per contract
26 or more contracts	CHF 30.00 per contract

Minimum fee: CHF 150.00

Securities transfers

For outgoing securities transfers, we charge a flat fee per security, which includes our own and third-party commissions:

Switzerland (clearable)	CHF 100.00
Europe/North America (clearable)	CHF 150.00
Other countries (clearable)	CHF 200.00
Non-clearable securities	CHF 200.00

For physical incoming and outgoing transfers in Switzerland, we charge an additional CHF 100.00 per security.
For physical incoming and outgoing transfers outside Switzerland, we charge an additional CHF 250.00 per security.
We process clearable incoming transfers free of charge.

Money market

Money-market book claims

Purchase

Without asset management

0.50 % p. a.

Minimum fee: CHF 200.00

With asset management

0.25 % p. a.

Minimum fee: CHF 100.00

Sale
For each transaction: CHF 100.00

Fiduciary investments

Placement of time deposits	CHF 50.00
Placement, increase and reduction of call money	CHF 50.00

Foreign exchange margins

Main currencies
(CAD, EUR, GBP, JPY and USD)

Equivalent value in CHF	Margin
Up to CHF 50,000.00	1.30 %

For larger transaction volumes, we charge a reduced margin.

All other currencies

Equivalent value in CHF	Margin
Up to CHF 50,000.00	1.40 %

For larger transaction volumes, we charge a reduced margin.

For swap transactions: 0.20 %
OTC currency options: minimum CHF 150.00 or 2 % premium
Our tiered fee schedule already includes a fee reduction corresponding to the investment volume.

Taxes

Swiss tax return

We charge CHF 280.00 per hour for preparing tax returns.

Swiss tax advising

For tax advising, we charge CHF 320.00 per hour.

Tax breakdowns

Swiss tax report

Per position with valuation

and/or income	CHF 10.00
Minimum fee	CHF 80.00

Tax breakdown for Germany, the UK, Austria and Spain

Per position with income and/or

sales result	CHF35.00
Minimum fee	CHF250.00
Maximum fee	CHF750.00

Income statement (not country-specific)

Per position with income	CHF 10.00
Minimum fee	CHF 80.00

Statement of capital gains and losses (not country-specific)

(FIFO, LIFO or average method)

Per sales result	CHF 20.00
Transaction list	CHF 100.00 (flat fee)

Withholding tax reimbursement

Reimbursement of withholding tax for clients domiciled in Switzerland (legal entities only)

Basic rate	2 % of the reimbursement amount
Plus per security/account/year	CHF7.50
Minimum fee	CHF60.00
Maximum fee	CHF675.00
Additionally per form 21 (payments on account)	CHF60.00

Reimbursement of withholding tax for clients domiciled outside Switzerland

Basic rate	8 % of the reimbursement amount
Plus per security/account/year	CHF7.50
Minimum fee per year	CHF60.00
Maximum fee	CHF675.00

Swiss tax report, section A (summary statement for self-submitters)

Per valued position	CHF 10.00
Minimum fee	CHF 80.00

Reimbursement of foreign withholding taxes (Germany, France and Ireland, other countries on request)

Basic rate	15 % of the reimbursement amount
Plus per position/year	CHF10.00
Minimum fee	CHF100.00
Maximum fee	CHF750.00

External costs are charged for reimbursement or tax certificates.

Issue of tax certificates (Germany, Ireland)

Bank’s own fees

CHF 100.00

External costs are charged for tax certificates.

Miscellaneous

Payment transactions

Individual payments and standing orders

Order size for payments in a foreign currency

Up to	1,000.00	10.00
Over	1,000.00	25.00
Over	10,000.00	50.00

In CHF

For payments in Swiss francs to countries outside Switzerland, we apply the above rate.
We process payments in Swiss francs in Switzerland free of charge.

Issue of cheques

Cheque from Rahn+Bodmer Co. (only CHF)	CHF 30.00
Cheque drawn on our correspondent banks	CHF 30.00
Cheque cancellation	CHF 50.00
Express order surcharge	CHF 50.00

Cheque collection

Cheques in CHF and foreign currency

Up to	500.00	50.00
Over	500.00	100.00

In CHF

Travelers Cheques in CHF	free of charge
Travelers Cheques in foreign currency	0.50 % of the total

Cash transactions in foreign currencies (premium)

Order size

Up to	30,000.00	1.00 %
Over	30,000.00	0.50 %
Over	100,000.00	0.25 %

In CHF

Precious metals

Metal account transactions

Order size

Up to	100,000.00	0.50 %
Over	100,000.00	0.375 %
Over	500,000.00	0.25 %

In CHF

Minimum fee: CHF 150.00

Physical transactions

For precious metals transactions in physical form, the fees for metal account transactions apply with a surcharge of 25 %.

Precious metals transfers

Incoming transfers	CHF 100.00 per position
Outgoing transfers	CHF 200.00 per position + third-party transport costs

Cards

Maestro

Card fee	CHF 20.00
Card block	CHF 50.00
Replacement card	CHF 20.00

We process ATM withdrawals in Switzerland free of charge. For ATM withdrawals outside Switzerland, we charge CHF 7.00 per withdrawal.

Travel Cash

The commission is 1.50 % of the amount loaded (Bank’s commission: 0.75 %; third-party commission: 0.75 %).

Credit cards

The annual fee and any transaction-related fees and costs are billed directly by the respective credit card company.

Surety activities (bank guarantees and sureties)

Performed by the Bank

Up to	50,000.00	1.00 %
Over	50,000.00	0.90 %
Over	250,000.00	0.80 %
Over	500,000.00	0.70 %
Over	750,000.00	0.60 %
Over	1’000,000.00	0.50 %

In CHF, p. a.

Performed by a third-party bank

Up to	50,000.00	1.80 %
Over	50,000.00	1.70 %
Over	250,000.00	1.60 %
Over	500,000.00	1.50 %
Over	750,000.00	1.40 %
Over	1’000,000.00	1.30 %

In CHF, p. a.

Minimum fee: CHF 200.00

Promises of payment

Promises of payment made in connection with financing by Rahn+Bodmer Co. (e.g. granting of a mortgage) are issued free of charge. For all other promises of payment, we charge a flat fee of CHF 250.00 per promise of payment.

Closure fee

We charge a flat fee of CHF 75.00 for closing out the overall relationship.
Securities transfers are charged on a separate basis.

Activities and advising at cost

Administrative activities

Per hour

CHF 150.00

Specialist activities

Per hour

CHF 280.00

(e.g. tax declarations, annual accounts, special services)

Advisory

Per hour

CHF 320.00

(e.g. asset succession, execution of wills, division of estates, pension advice, financial planning, legal advice)

Downloads

Conditions Brochure (PDF)